Stop guessing your runway.
Know exactly what you can safely spend.
A single financial operations command center for client revenue, multi-currency retainers, disciplined tax reserve funds, and real-time cash runway.
Why Freelance & Agency Finances Break
Spreadsheets fail when exchange rates fluctuate. Traditional bookkeeping tools bury your cash runway under double-entry jargon.
A Financial Command Center for Modern Operators
Simulate live studio scenarios below. PostgreSQL delivers single-source authority; Google Sheets companions provide portable digital freedom.
Test Drive the RunwayStack Engine
Meeting your 6-month safety target. Maintain disciplined burn.
Auto-converted from 3 currencies via snapshot FX.
Reserved solely from net profit ($7200).
True capital to reinvest without fear of tax surprise.
Adjust Your Studio Parameters
Active Client Retainers (Multi-Currency)
Every retainer auto-converts to USD base using immutable exchange rates.
Disciplined Tax Planning Estimates
Most generic spreadsheets naively multiply every invoice by 25%, hoarding cash that should be reinvested. RunwayStack calculates reserves strictly on net planning income:
Estimated Reserve = MAX(Taxable Income, 0) × Tax Rate
Expenses are never taxed. Operating losses generate a $0 reserve. Tax figures are planning estimates based on your parameters and are not formal tax advice.
3-Month Completed Burn Rate & Safety Score
Never get misled by an incomplete current month. Burn rate is computed strictly across past completed months, giving you an authentic runway forecast. Zero burn periods are handled gracefully without division-by-zero crashes.
Multi-Currency & Autonomous Pipelines
Production-grade integrations designed to automate operations without losing financial consistency.
Simple, Transparent Plans
Includes 7-day risk-free trials. Scale smoothly with zero vendor lock-in.
Frequently Asked Questions
Clear, transparent answers about our architecture and financial approach.
Does this replace my accountant or QuickBooks?
No. QuickBooks and Xero are backward-looking compliance tools built for external CPAs at year-end. RunwayStack is an operational cash command center for the founder to make hiring, spending, and runway decisions every single week.
Why is the tax calculation labeled as an estimate?
Tax codes vary across states, countries, and business entities. Our planning model calculates `MAX(Revenue - Expenses, 0) * Tax Rate` to ensure you maintain cash reserves without over-reserving on expenses, but it is not formal tax or legal advice.
How does automated ingestion connect with the application?
RunwayStack exposes dedicated REST webhook endpoints secured by SHA-256 hashed secrets and idempotency keys. Any automated pipeline, Stripe account, or our Telegram AI Bot can post structured transaction payloads directly into your ledger with zero duplicate risk.
What happens if market exchange rates swing?
Historical transactions retain the exact snapshot FX rate captured when the transaction was logged. Only new transactions use current live rates, preventing historical distortion.